Cheap life insurance quotes are easy to find on the Internet. All you need to do is visit an insurance comparison website.
Getting started
Before you get started looking for a cheap life insurance quote, you need to make some decisions:
1. Do you want term life insurance or whole life insurance? Term life insurance is cheaper because all you are buying is insurance. Whole life insurance costs more because it includes an investment feature: part of your premium each month is invested.
2. How much insurance do you want? Depending on how many children and how much debt you have, you may need anywhere from two to ten times your annual salary in life insurance. Even parents who don’t have paying jobs need life insurance: If your primary job is to take care of your children, your spouse will likely have to pay someone else to take care of them if you die.
Get Quotes to Compare
Once you’ve answered these questions for yourself, you’re ready to start gathering life insurance quotes. The best and fastest way to get life insurance quotes is to visit an insurance comparison website. On these sites you fill out a form with information about your health, job, hobbies, and the coverage you want. You’ll then get fast quotes from multiple A+ rated life insurance companies.