More than 1,400,000 residents in the state of Michigan are uninsured and the number is growing by the day. This is not the only dismal number that the state has to show. There are more. Only 1 in 6 Michigan residents has access to the government-aided Medicaid. About 1040 citizens in Michigan will lose their coverage every week till the year 2011.
The residents of Michigan need health reforms and they need it badly. The Act will ensure that all the residents of the state of Michigan have access to affordable and quality healthcare facilities. Here is a general overview on how the reforms can change buying health plans in Michigan.
- The costs of healthcare will be greatly reduced. When more and more residents buy health plans, the costs will be divided accordingly, thus bringing down the costs of premium on every individual single health plan
- The criteria for Medicaid will be widened so as to accommodate more senior citizens, especially those who are from the low-income category
- No plan will be forced on any citizen of Michigan. If they already have a health plan that they like, then they can keep it. If they like the doctor in their health plan, they can retain him as well
- Residents in Michigan will have more consumer rights, giving them more control over their health plans. A detailed process of appeal will be in the place which the residents can resort to if there is any dispute or denial of claim.
- Discrimination on the basis of pre-existing health condition will be eliminated. Children no longer can be denied coverage if they have a medical condition. This right will be extended to the adults of Michigan in 2014. People with questionable health status will be able to access affordable health plans through a high risk pool program that has a funding of $141 million
- The Act will also benefit 32,800 young adults who can stay in their parents’ health plans till they turn 26. This will ensure that these young adults have access to medical coverage even when they are studying or looking for a suitable job.
- A state based health Exchange will be created for the residents of Michigan. The Exchange will be a platform where the citizens can access health plans, compare prices, check out policies and buy policies. The exchange will enable residents of Michigan to purchase health plans at competitive market prices.
Michigan will see increased funding for Community Health Centers and National Health Service Corps. The health centers will give the residents of Michigan access to primary and preventive health care not matter if they can afford or it. The $1.5 billion dollars in store for the Corps will help 11% of the Michigan residents who reside in underserved area.
Health insurance quotes in Michigan
A Low Income health insurance Michigan quote is an important preview of any health insurance plan that a consumer is looking to buy. In Michigan, a lot of consumers find it difficult or cumbersome to understand what they can expect in any given health insurance policy. Some free health insurance quotes provided by an agent, a broker or directly by a company’s websites often help get the first-hand knowledge of what the consumer should expect if he/she buys a health insurance policy.
In Michigan, like any other place, the insurance agent is the first contact that a consumer makes with the insurance agent. Asking for multiple health insurance quotes for individual plans is the idea behind meeting a health insurance agent. It is better if the insurance agent provides health insurance quotes from multiple insurers, for, it gives the consumer better options.
However, with the advent of online portals and insurance platforms, this has becomes quite easy. These online portals provide Low Income health insurance Michigan plan comparison and free online quotes that a consumer can browse through. He/she has ample time to make the decision, while reviewing it with his friends, colleagues and family members.
Low Income health insurance Michigan are easily available through multiple sources. A concerned consumer should shop around, compare multiple plans and then decide about the best plan that suits his/her needs and fits within the budget limits.
